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The following links are to websites where you can pull your credit scores:

www.myfico.comThe site gives you your FICO credit score and it does cost for each of the three scores.

www.creditchecktotal.com - The site provides a report with your information from all three bureaus.  It gives you  FICO 8 scores. This is the score that many banks currently use for credit cards, but not mortgages.  In some cases it may be close, but the most important thing to us is the information on the report, not the score.  The report cost $1 but you are signing up for a monthly service so if you don't call and cancel within their timeframe they will bill you monthly. It is an inexpensive way to get the information you need in a fairly easy to read form.

www.annualcreditreport.com - The site is the free access to your credit information.  You must pull each bureau separately and the reports tend to be long and difficult to read.  It is not unusual to  get a report that is 30 pages long. But it is free and for annual monitoring to check if all the accounts are yours it can be useful.  

Red Phoenix Consulting is in no way affiliated with these sites. You should read the terms and conditions on each site. 

www.powerpay.org - It is a great resource for helping you to budget and lets you run different senarios to figure out how to pay debt of the fastest and save your money.  It is completely free. 

www.ftc.gov - This is the link to the government site that gives you information on the laws governing credit reporting and credit repair(​CROA, FCRA, FDCPA, FACTA, and FCBA)

www.consumer.ftc.gov - This is a good first step for information if you have been a victim of identity theft.